Marc LeBlanc's Blog
3 Thoreau Ct, Natick, MA 01760
3 Thoreau Ct, Natick, MA 01760
When you make the decision to buy your first home, you should be certain that you’re ready to make the leap into homeownership. There’s many different things that you should do as a buyer to get ready before you even set out on the search of a perfect home.
Choose An Agent
You may think that one real estate agent is the same as any real estate agent that you’ll find. This is far from the truth. Some agents have certain specialties. The knowledge that an agent will bring to your house hunt is often invaluable. You are making one of the biggest purchases that you’ll ever make in your lifetime. While many buyers think that they can simply do an online search themselves to find a home, your realtor will have many more resources to assist you in finding exactly what you’re looking for.
Figure Out The Financial Portion Of Buying A Home
While knowing how many bedrooms you need and where you hope to live is important, understanding your finances is even more important. You’ll need to talk to a lender to get the process started. After looking at your own personal budget, you should get pre-qualified. Getting pre-qualified allows you to see a general number of how much house you can afford. That can help you start the process, however, there’s still a few more steps.
From here, you can do what needs to be done to get your entire financial picture ready to buy a home. This includes saving for a downpayment, improving your credit score, and continuing to keep up bill payments and consistent work history.
Next, you’ll want to get pre-approved. This allows your lender to dig into your financial picture. Everything from your credit score to your income and employment history will be considered. Your lender will then give you a more definitive number of how much you’ll actually be able to get for a loan when you buy a home. To get pre-approved, be prepared with 1099 forms, pay stubs, tax returns, and bank statements. You’ll then have the concrete amount that you’re approved for along with the interest rate that you qualify for.
Once You Have Applied For A Home Loan
Once you find the realtor to assist you and secure the home of your dreams, you’re not free to head out and buy all the furniture that you need to fill up your house. The home loan must go through the underwriting process and until that is complete, your finances are essentially on lockdown. If you start opening new credit cards, decide to buy a car, or fall behind on payments, you could end up in a lot of trouble. You want to keep your credit score stable throughout the process of buying a home for smooth sailing.
“Curb appeal” is a term that worries many sellers who are concerned that their house doesn’t have what it takes to woo buyers when they pull up to your driveway. Some aspects of curb appeal aren’t always in your control, such as the neighborhood your house is in, the state of sidewalks and roads, and eyesores like outdated power lines.
However, there are many things you can do to make your house stand out amongst the rest in a positive way. Better yet, you don’t have to spend thousands of dollars to achieve curb appeal.
In this article, we’re going to give you 6 inexpensive ways to increase the curb appeal of your home to woo potential buyers.
1. Match your landscaping to your home architecture
We all have our own preferences when it comes to bushes, trees, and plants in our yard. However, some landscaping decisions work more fluidly and naturally with the architecture of your home.
A good way to achieve this is by planting things that are native to your area and avoiding expensive trees that are in fashion one year and out of style the next.
2. Paint your trim, shutters, and front door
Sprucing up these accent items will improve the appearance of the entire exterior of your home. Don’t be afraid to choose bright and bold colors, so long as they match the color and style of the rest of your home.
3. Buy a new mailbox and house numbers
For less than $40 you can buy a new mailbox and house numbers that will give your home a sense of newness. Like with the other items on the list, go with options that match the style of your home.
4. Upgrade the lighting
Although the lights might not be on when people come to view your home, they will certainly notice old lighting. Make sure walkway lights are standing straight, equidistant from one another, and clean.
Installing or updating your porch light is also a good way to up the curb appeal when potential buyers get to your doorway.
5. Photograph the home at the best time
Since most home buyers begin their house hunting online, your first opportunity to show off your home’s curb appeal is in your listing photos.
While there is no set rule to the best time of day to photograph your home, you’ll want to avoid harsh glares or extremely overcast days. Try shooting after sunrise, sometime before noon, in the late afternoon, and just before sunset (the golden hour). Then review your photos and find the ones that show off your home the best.
6. Wash or pressure wash your home
Before spending hundreds on landscaping, take some time to wash the exterior of your home. Viewers will look at your house first and foremost, and dirty siding won’t win over any hearts.
You can use soapy water and a long-handled brush, or you can rent a pressure washer for as little as $30.
Home maintenance plays a key role in ensuring your house will impress both now and in the future. If you establish a home maintenance budget today, you can reduce the risk of spending too much to find ways to keep your residence looking neat and tidy.
Ultimately, creating a home maintenance budget can be simple – here are three tips to help you craft an effective home maintenance budget.
1. Assess Your Home Maintenance Needs
Home maintenance generally varies from house to house. Thus, the home maintenance needs of a mansion owner are unlikely to match those of a condo owner.
Think about what types of home maintenance that you need to perform. That way, you can determine exactly what you'll need to do to maintain your residence for years to come.
It often helps to examine each room of your house, as well as your home's exterior. Then, you can better understand different aspects of your home and what you'll need to do to achieve the optimal home care results.
2. Make a Home Maintenance Checklist
A checklist is a terrific option for any homeowner who wants to limit his or her home maintenance expenses. This checklist will enable you to determine the home maintenance tasks that you'll need to complete and the expenses associated with them.
For example, if you want to maintain a lush garden in your backyard, you may need to purchase assorted gardening supplies. Conversely, if your bedroom has carpet, you'll want to pick up a vacuum that you can use to keep the carpet dirt- and dust-free.
It also may be a good idea to update your home maintenance checklist regularly. If you perform home upgrades, your home maintenance needs may change. As such, you'll want to revise your home maintenance checklist to account for various home upgrades over time.
3. Establish Home Maintenance Priorities
Whereas cleaning your swimming pool may need to be done periodically during summertime, mowing the front lawn likely needs to be done much more frequently. Fortunately, if you have home maintenance priorities in place, you can budget your time and resources appropriately.
As you craft your home maintenance budget, you should consider your home care expertise as well. If you don't feel comfortable performing certain home maintenance projects, it may be worthwhile to hire professionals to complete these tasks for you. And if you decide to hire professionals, you probably will need to account for additional costs in your home maintenance budget.
With a home maintenance budget, you'll be better equipped than ever before to ensure your house dazzles day after day. Plus, if you decide to sell your house, you'll be in a great position to maximize its value.
Lastly, if you plan to list your home, you may want to contact a real estate agent sooner rather than later. This real estate professional can help you prepare your residence for the housing market and provide expert home selling tips. As a result, a real estate agent will make it easy for you to list your house and enjoy a quick, profitable home selling experience.